Find the Best Price for Renters Insurance

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Protect your things from the unexpected.  Here are 3 you should know when purchasing renters insurance.

Renters insurance covers your possessions, assets, and liability. Best of all, policies are affordable and simple.

DO NOT SHARE A POLICY WITH ROOMMATES

Because both your names are on the policy, you’re both responsible for every liability claim. If your roommate invites her friend over and the friend hurts herself on your roommate’s treadmill, you’re both liable. To avoid any pitfalls, the best option is to get your own policy.

IT’S SUPER AFFORDABLE

Determine your needs and crunch the numbers. Would you rather be paying a $500 deductible and $25 premiums each month? Or a $1,000 deductible and $12 per month? The choice is yours, but make sure you weigh the costs and benefits of all your options.

KNOW WHAT YOU OWN AND MAKE A LIST

If you need to file a claim, having an inventory list will be a huge help. It’s a comprehensive list of all your items and their values. While documenting everything you own seems like a lot of work, it’s easier than you think.